How Are Your Investments Held?
We use a “wrap platform” called Transact to hold the majority of our client portfolios.
Put simply, Transact is a computerised system for holding client investments across different tax regimes. That is pensions, Individual Savings Accounts(ISA), offshore and onshore insurance bonds as well as investments not in any tax “wrapper” but in the clients name directly, a general investment account. Your investments are held in a nominee account, in concept, much like a solicitors client account, so should Transact ever fail, your assets are safe.
Transact are completely transparent. They fully disclose all of their charges, they can be seen itemised on your statement. They take no commission from investment houses. They only pay us what you agree we should get paid.
Holding all of your assets in one place enables us to:-
- Asset allocate your portfolio across all the different tax wrappers.
- Review and rebalance all our client portfolios more efficiently.
- Hold almost any mutual fund, including Exchange Traded Funds, individual shares and government gilts that may be suitable or for that matter you wish to purchase yourself.
- These features lead us to be more efficient and have a beneficial influence on what we charge you.
Please have a look at the Transact Brochure which goes into more detail.
Existing clients can click here to review on line their portfolio, and should they wish instruct Transact direct. Very few clients do this, but the facility is there.
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
Hale Partnership Ltd is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 112624